Waiting or Financing? A Sensible Solution.

A home improvement project, such as replacing your windows, is an investment. Although some may consider it a “necessary evil” the fact is original builder grade windows wear out and eventually need to be upgraded and replaced with something that is more efficient and adds security to the home. Since purchasing windows requires a larger price tag than buying a new toaster, the purchase warrants an element of financial planning.​

Fact, manufacturers increase their pricing every new year.
Not occasionally, but always. After 30 plus years of experiencing this first hand, manufacturers have never missed on this new year’s tradition. That’s not to say that everything else doesn’t increase but as I said, the price tag is higher on home improvement projects than with other smaller purchases so, it hits the pocket book a little harder. 

The need to replace them is not usually debatable. They don’t operate, the glass is old and inefficient, and the overall look of your home is outdated and unappealing. 

Question: Are you actually saving money or are you paying more in the long run by waiting?  
With the annual manufacturer increase averaging 5% to 8% and with increasing costs for heating and cooling your home, waiting can cost more than you think. Depending on the size of the project and how long you wait, the money wasted by waiting can cost you thousands. At some point, it makes sense to consider financing.

At the risk of sounding like the proverbial year-end “sales pitch” as 2018 comes to a close, we will take this opportunity to educate homeowners on the value of financing. With offerings such as ZERO down and NO payments for up to 12 months, doing the project now or even in phases over a few years’ time makes sense. Interest free financing will cost you nothing and if you have a target date of Spring or Summer to get your project started anyway, why not start now and save yourself some hard-earned cash. 

Sensible: having, using, or showing good sense or sound judgment

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